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Unbelievable Celebrity Insurance Policies

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# Wednesday, 12 November 2014
Wednesday, 12 November 2014 20:47:24 (GMT Standard Time, UTC+00:00) ( General Life | Humour )

Many of us have some form of life insurance protection as well health insurance coverage. In addition we may have some form of disability insurance in case we can no longer work. All routine stuff, nothing to really raise our eye brows over.

This blog article does not deal with routine insurance plans, however. Instead, we focus on the craziest and most unbelievable examples of insurance protection we could find that involve various celebrities the world over.

Enjoy this light hearted blog article, and be prepared to say "are you kidding"!

Celebrity Insurance #1: Troy Polamalu's Hair

Troy Polamalu is a talented football player with the NFL’s Pittsburgh Steelers. He plays the strong safety position and has made the Pro Bowl (e.g. all-star game) on several occasions.

If you are not a football fan you may still know Troy because of his Head and Shoulders shampoo commercials. In one commercial he "lends" one of his teammates his very thick and long head of hair, who then experiences what it would be like to have the Samoan’s full set of locks.

What you probably do not know is that in 2010 the Lloyds of London insurance company insured his hair at the request of Head and Shoulders to the tune of $1 million!

We have to wonder if this policy covers locker room antics and practical jokes. Don’t fall asleep in the locker room Troy!

 
 

Celebrity Insurance #2: Dolly Parton’s Breasts

Dolly Parton is a well-known country singer that is also generously endowed with a 42-DD chest.

She has numerous top-10 hits and has also starred in several movies including the ever funny "9 to 5" flick.

Dolly apparently puts more stock into her chest size versus her vocal chords, however, since she had her bosom insured at $600,000 (more specifically, $300,000 per breast).

Her voice might get a little shaky with age, but she is well protected against anything untoward happening to her two other assets.

The show must go on Dolly!

 
 
 

Celebrity Insurance #3: David Beckham’s Entire Body

David Beckham is an English-born soccer player who played for the world-famous Manchester United football team for many years before playing for the North American MLS team, the Los Angeles Galaxy.

Beckham also has numerous commercial endorsements that leverage his reputed good looks.

To protect his "assets" David Beckham has purportedly insured his entire body for $195 million (yes, that’s right, the insured amount is not a typo)!

While details on this coverage are not public knowledge, it is probably safe to assume this covers him for physical injury that hurts his professional career as well as any disfigurement that might harm his endorsements.

But we have to wonder: how much are those premiums David?

 
 

Celebrity Insurance #4: Mariah Carey’s Legs

Mariah Carey is a well-known American singer and songwriter with numerous hit songs. Just some of her hit titles are "Heartbreaker", "Always Be My Baby", "Ill Be There" and "Love Takes Time" just to name a few.

There is no doubt she is a talented woman, but like the old saying goes: "sex sells", especially when it comes to music. In accordance with this line of thinking Mariah had her legs insured in 2006 by Lloyd’s of London for a reported $1 billion.

We have to wonder: is that $500 million per leg?

What we do know for sure is that the average person wouldn’t be able to afford those premiums!

 
 
 
 
 

Celebrity Insurance #5: Keith Richard’s Middle Finger

Keith Richards, the guitarist with the Rolling Stones, has apparently insured just his middle finger on his left hand for a reported $1.6 million dollars.

This begs the question: if this insurance is supposed to cover off his ability to play the guitar wouldn’t all of his fingers (and his two hands) be insured?

We're no musical experts, but last time we checked it takes two hands and fingers to play the guitar.

Given Keith’s "bird flipping" history we suspect that this insurance isn’t all about the music.

Flip on Keith!


 

Celebrity Insurance #6: Shirley MacLaine and Alien Abduction Insurance

Actress Shirley MacLaine is well known for her "New Age" beliefs that include the existence of alien life forms.

Apparently Shirley takes the threat of alien abduction very seriously, since she reportedly purchased alien abduction insurance from Lloyd’s of London to the tune of $25 million.

To collect on this insurance the insured person supposedly has to provide photographic/video details of the encounter and/or have a third-party witness and also pass a lie detector test regarding the incident.

To cap it off, some alien abduction insurance policies also cover alien pregnancies.

Wonder if this is added as a rider?


Conclusion

We hope you enjoyed this article about hard-to-believe insurance policies of celebrities.

I think we can safely conclude that celebrities (or other well off people for that matter) can get pretty much anything insured if they are willing to pay gargantuan premiums!