Living Wills
A "living will" is an important part of your will planning. Your living will states unequivocally your healthcare intentions if you are incapable of verbally stating them. In case of an accident or illness, your family will already know your wishes in regards to what measures you want taken or not taken, and can relieve the enormous burden from your loved ones in having to try and decide these issues.
Although the term "living will" is not a legal term in Canada, it is an important document in that your wishes are expressly stated. Consult a lawyer, and have a legal document drafted stating your exact wishes. In cases of progressive illnesses, such as Alzheimer's Disease, where you can no longer make these decisions, it is a written record of what your intentions to ensure your quality of life issues. A living will is an instrument in where you can retain control over your health care decisions in the event that you are incapable of making those decisions later on.
A living will can also be beneficial in case of an accident. It is important to discuss with your family what your wishes are in regards to such procedures as life support. You can state very specifically the treatments you wish to receive, and what measures you would like to keep you alive. You can also make provisions for not receiving these medical procedures if that is your wish. You can also state in your living will whether or not you would like to be an organ donor, and if so, what organs you would like to donate. Keep a record of these intentions in your wallet or purse, so that emergency medical services are aware of your wishes. It is useful to also discuss your wishes with your physician(s), so that they are aware of your intentions. You can revise your living will as your health care needs dictate. Review your living will, as well as your last will and testament on a regular basis, to ensure that your current wishes are stated. As medical science progresses, you may need to change your living will.
It is a wise decision to designate a living will power of attorney. This does not necessarily have to be the same individual you designate to take care of your financial needs. Discuss this issue with your family and loved ones, and come to a clear understanding of what you wish to happen to you in the event of serious illness or accident. We recommend that you also consult a lawyer, to ensure that your intentions are stated in a legal document. Remember that laws vary from province to province, and your lawyer will be able to advise you on what the laws are in your province.