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Joint Life Insurance Plans
Life Insurance and Hypertension (High Blood Pressure)

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The opinions expressed herein are my own personal opinions and do not represent my employer's view in any way.

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# Monday, 21 July 2014
Monday, 21 July 2014 21:01:45 (GMT Daylight Time, UTC+01:00) ( General Life | Term Life | Whole Life )
Joint life insurance plans are plans where there is more than one (usually two) insured persons on a single policy. There are several types of joint life insurance: "first to die" plans, "last to die" plans and combined plans. These joint plans offer a small premium discount when compared to the sum of separate life insurance plans and should be considered as viable options when it is important that the death benefit is paid out when either the first or last insured person passes away.
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# Thursday, 03 July 2014
Thursday, 03 July 2014 19:34:24 (GMT Daylight Time, UTC+01:00) ( General Life | Medical Conditions )
Hypertension, also referred to as high blood pressure, is a common medical condition that often occurs as we get older. A person with high blood pressure is not automatically excluded from getting a life insurance plan however. In fact, getting life insurance at standard rates is possible if the hypertension has been stabile for a substantial period of time (1 or 2 years). Read on for likely underwriting outcomes as well as factors looked at during the underwriting process for an applicant with hypertension.
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