Statement of Disclosure

Independent Agent License: All Canadian Provinces except Quebec

Companies Life-Quotes.ca Represents

Life-Quotes.ca represents several carriers for Individual Life Insurance:

• AIG Life Insurance Company of Canada.
• AXA Insurance.
• Blue Cross Life Insurance Co of Canada.
• Equitable Life Insurance Co of Canada.
• Industrial - Alliance Life Insurance.
• Industrial Alliance Pacific Life.
• RBC Life Insurance Company.
• Sun Life Assurance Company of Canada.
• The Canada Life Assurance Company.
• The Empire Life Insurance Company.
• The Manufacturers Life Insurance Company.
• Transamerica Life Canada.
• Unity Life of Canada.

Relationship with Companies Life-Quotes.ca Represents

No insurance carrier holds an ownership interest in Life-Quotes.ca, and we do not hold an interest in any insurance carrier.

Conflict of Interest

We at Life-Quotes.ca take the prospect of a conflict of interest seriously. We will notify you if there is a conflict of interest that we become aware of in regards to any recommendations made to you. Our recommendation will be based upon our analysis of your financial security needs.

Remuneration

If you purchase a product through Life-Quotes.ca, we will be paid a sales commission by the insurance carrier that provides the product.

Life-Quotes.ca may receive a renewal (or service) commission while your policy is kept in force.

Life-Quotes.ca may also be eligible for additional compensation depending on several factors such as the volume or persistency of business placed with a particular company during a given time.

In all cases, Life-Quotes.ca follows the Life and Health Insurance Industry Guidelines relating to any and all compensation we receive.

Further Information

If you desire additional information about our qualifications or the nature of our business relationships please contact one of our agents, who would be glad to assist you.